Wildfires have been growing in frequency and severity in the United States over the last several years. Although most fires occur in forests or other wildlands, away from where large numbers of people live and work, recent large wildfires have spread into populated areas and have resulted in heavy damages.

In 2018, the Camp Fire, the largest wildfire in US history, destroyed 18,804 structures and killed 85 people in Paradise, California. Of the top 10 costliest fires (measured by insured losses), 8 have occurred since 2017.

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